Well to day is your lucky day.I happen to know the one of the best ladies in the home loan business.She has helped me buy seven homes in the last eight years well a couple times we refinanced to cash out on the equity in our home but still that is seven loans.Look I'm not wealthy or anything like that I go to work every day just like you I even get laid off every winter and i don't make a ton of money i just pay my bills and if you pay yours their is a good chance she can help you live the America dream and by your first home or refinance the one you already own if i can get a loan believe me you can to.
I just did my seventh loan with her and closed Sept 27 of 2008 and for the fist time i got a check for a little over $1400 dollars 4 days after closing not saying you will but I'm just saying this lady really knows her stuff.I have never paid any closing cost with her and have even bought a house with no income verification.All we do do is send her what ever documents she needs via fax and bota bing bota bam she works her magic and we get the loan thats the beauty of working with someone who knows their stuff.

I could go on and on about all the things she has helped me aceive in life I meet her about eight years ago when i was close to loosing my first house and now I own two I in central New York and one in northern Michigan and my life and credit score have changed for the better so if your interested in getting your dream home or refinancing the one you have email her at this address Julie.Barnhart@wellsfargo.com and tell her the Parkers sent ya and I know you will be back here leaving  a comment thanking me for sending you to her.